Motorbike Insurance Insurance Comparison

Most standard motorbike insurance policies do not cover pillion passengers, however, some insurers may offer additional coverage to provide insurance for pillion passengers. You can select this option on the quote journey, and the additional premium will be clearly displayed. It is important to ensure that both you and your passenger are always adequately covered when riding on two wheels, so it’s worth considering whether this extra cover is right for you before taking out a policy.

Yes, most insurers will allow you to add additional drivers to your policy. However, it’s important to note that the additional driver must be over 18 years of age and have a valid license for the type of motorbike you are insuring. It is also likely that adding an additional driver could impact your premium.

If your motorbike is stolen, or written off as a result of an accident, your insurance company should cover the cost of replacing it. However, it’s important to note that the insurer will only pay out up to the market value of the bike at the time of theft/accident. If your bike is written off or stolen, you should contact your insurer as soon as possible to ensure that you are able to make a claim.

If you are riding your motorbike on public roads, then you must have a minimum of third-party insurance to legally ride. If you are not using the bike on public roads, then it is still advisable to take out an appropriate level of cover in case of any unexpected incidents. Without insurance, you may be liable for considerable costs if you are involved in an accident, or your bike is stolen.

In most cases, motorbike insurance will not cover punctures or other wheel damage. However, some insurers may offer a breakdown and recovery service as an add-on to your policy which would provide cover for flat tires and other wheel damage. It is always worth checking with your insurer to see what kind of additional services are available.

Most motorbike insurance policies will not cover you for riding abroad. However, some insurers may offer the option to add European or worldwide coverage to your policy as an additional service. It is important to make sure that you are covered with a valid and adequate level of insurance when riding abroad.

Some insurers will allow you to transfer a no-claims discount from your car insurance policy to a partner or spouse but this usually comes with specific criteria. A no-claims bonus can only be used on one vehicle at a time, however, so take this into consideration when choosing which vehicle to use it on.

Yes, most insurers will allow you to make modifications to your bike, such as aftermarket exhausts or new wheels. However, it’s important to note that some modifications may affect the cost of your insurance premium and could even invalidate your policy if they are not declared. Therefore, it’s essential that you check with your insurer before making any changes to ensure that you remain covered.

Yes, most insurers will cover the cost of any damages or injuries incurred as a result of an accident with an uninsured driver. However, it is important to note that you may also be liable for some costs associated with the incident, so it’s always worth checking with your insurer beforehand to ensure that you are covered.

Motorbike Compulsory Basic Training (CBT) is a course that must be completed by all new motorbike riders before they can legally ride on public roads. The CBT consists of five elements: introduction, preparation, on-site training, practical on-road riding and a short test. Once the CBT is completed, riders will receive a certificate which must be presented when applying for a full license.

Your quotes from insurers typically remain valid for up to 30 days, depending on the insurer. After this period, you will need to re-submit your request and obtain new quotes. You should also keep in mind that insurance policies may change over time so be sure to check with the insurer before purchasing a policy.