Compare Static Caravan Insurance Quotes

Guard Your Getaway: Get the very best Static Caravan Insurance Today!

Do You Need Static Caravan Insurance?

Whilst static home insurance is not a legal requirement, it is a good layer of financial protection should something go wrong.

Some caravan parks might have a policy in which you have to have caravan insurance on your holiday home whilst it is on the site.

When you consider the cost of static caravans, often in the tens of thousands of pounds, it is clear to see why caravan insurance is a good option for financial protection. Replacing such a possession should an accident happen is often seen as a significant investment.

By having financial protection in the form of caravan insurance in place you may not be left to pay the large bill all by yourself. It could cover you for fire and theft as well as accidental damage depending on your policy.

What Is a Static Caravan?

There is a lot of jargon when it comes to caravans so it is fairly easy to understand why you might get confused.

A static caravan is like a home away from home. Static caravans spend the majority of their lives in a holiday or caravan park and are often more affordable than brick-and-mortar buildings.

Static caravans come in a wide variety of shapes and sizes as well as the types of models that are on offer. Typically, however, a static caravan has central heating, it might even have double glazing.

You can generally have free-standing furniture in a static caravan, unlike a touring caravan which needs everything bolted down because of how much it generally moves.

Why Get Static Caravan Cover?

Whilst static caravans aren’t towed or moved as often as tourer caravans they can still be damaged accidentally.

Static home insurance can cover things such as damage from storms, fires, accidental damage, theft as well as potentially including contents insurance.

What Types of Static Caravan Insurance Is Available?

New for Old

Should your caravan be irreparable or if it is stolen new for old cover ensures that you’ll get a new caravan to the same or a similar specification as your old one. If you add personal possession or caravan contents cover the new for old policy can also replace these aspects too.

Market Value

If your caravan is a loss for any reason market value will only cover you for its worth as determined by the insurer. Therefore if your caravan is 15 years old your insurer will pay out the current value of a similar caravan model, age and condition. Finding a replacement caravan for the price given can prove to be difficult, especially with older caravans, therefore it is often seen that market value cover is lower cost than new for old cover.

What Can Be Covered by
Static Caravan Insurance?

A static caravan insurance policy is easy to find without a comparison service, but that doesn’t necessarily mean you know what you can expect. A static home insurance policy usually covers destruction, damage, or loss due to fire, theft or weather but it varies from cover to cover so it is always worth checking your policy wording.

Your static caravan insurance policy might also cover you for:

Lowering the Cost of Your Static Caravan Insurance

A comparison service makes finding your next insurance simple, but you can lower the price you get even further by following our steps below:

Use Secure Storage

Storing your static caravan somewhere safe helps to lower quote costs. Also, improve the external security of your holiday home.

Improve Security

Improving the security of your caravan by using an alarm, and window locks will help to lower the cost of your insurance.

Get Club Memberships

You might be part of a caravan or motorhome club and letting our comparison service know could save you some money via a discount.

Optional Extras

As good as optional extras can be, they add cost. Whilst we don’t recommend the removing cover that you need, anything you don’t need will help to bring the cost down.